pricing.

Accepting Payments

0.40% + 0.05¢

Per Transaction

above interchange.

Pricing built for businesses of all sizes.
 
 Know exactly what you are paying and why. 
With Interchange-plus pricing, we provide you with the most transparent and fair pricing model in the industry to help you save money. 

 

What do you pay on a $100 sale? Expand each card type to see examples of how your rate varies based on the type of card used:

Here's An Example
Transaction:
Fee Breakdown

Visa Debit CPS Regulated


Interchange: 0.05% + 22¢ Card Brand Assessment: 0.13% Vivid Margin: 0.40% + 5¢ Total Fee: 0.58% + 27¢ On a $100 Transaction, you pay: $0.85




Visa Rewards Traditional (Most Common)


Interchange: 1.650 % + 15¢ Card Brand Assessment: 0.13% Vivid Margin: 0.40% + 5¢ Total Fee: 2.18% + 20¢ On a $100 Transaction, you pay: $2.38




Visa Rewards Signature


Interchange: 2.300 % + 10¢ Card Brand Assessment: 0.13% Vivid Margin: 0.40% + 5¢ Total Fee: 2.83% + 15¢ On a $100 Transaction, you pay: $2.98




MasterCard Merit 3


Interchange: 1.58% + 10¢ Card Brand Assessment: 0.12% + 2¢ Vivid Margin: 0.40% + 5¢ Total Fee: 2.10% + 17¢ On a $100 Transaction, you pay: $2.27




MasterCard World Elite Merit 1


Interchange: 2.50% + 10¢ Card Brand Assessment: 0.12% + 2¢ Vivid Margin: 0.40% + 5¢ Total Fee: 3.02% + 17¢ On a $100 Transaction, you pay: $3.19




American Express Opt Blue


Less than $75 - 1.60% + $0.10 / transaction Less than $1,000 - 1.95% + $0.10 / transaction Greater than $1,000 - 2.40% + $0.10 / transaction Example Transaction ($100 / Retail): Interchange: 1.95% + 10¢ Network Fee: 0.15% Vivid Fee: 0.40% + 5¢ Total Fee: 2.50% + 15¢ On a $100 Transaction, you pay: $2.65





How Interchange-Plus Works:
interchange

Rates set by the card brands such as Visa, MasterCard, and Discover. These fees are paid to the customer's issuing bank and account for the majority of credit card processing costs.

card brands

Fees paid directly to the credit card companies such as Visa, MasterCard, Discover, and American Express. 

vivid.

The 'Plus' represents the fee that we charge for our services. We show you exactly what we make in order to be 100% transparent. We will work with you to customize your rates and maximize your savings.

100% Transparency.
Full disclosure. Here is a breakdown of our rates.
 

Passed-through at cost

Passed-through at cost

Vivid Fee

0.40% + $0.05

$20 / Month

$15.00 Per Chargeback

Retrieval (if applicable)

$5.00

Please reload

No Set Up Fees   |   No Batch Fees   |   No Monthly Minimums   |   No Annual Fees   |   No Early Termination Fees   |   No Hidden Fees

 
Customized
 

Custom pricing packages may be available for businesses with large payments volume or unique business models.

Cash Discount
 

Find out how you can reduce your monthly processor fees by up to 90%

Get Started With Vivid.

Main Office
235 Montgomery Street, Suite 350 San Francisco, CA 94104
East Coast Office
1 Hardy Road, Suite 342
Bedford NH 03110
Call Us
Office: (800) 496-0437
Tech Support: (628) 561-2111
COMPANY
SOLUTIONS
CONTACT

vivid.

© 2020 VividPayments, LLC. All rights reserved.

Follow Us!

  • Facebook
  • LinkedIn
  • Twitter
  • YouTube