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Credit Card Processing for Cannabis and CBD: Navigating the Legal Landscape

Vivid Payments Provides Credit Card Processing for CBD and Cannabis
Credit Card Processing for CBD and Cannabis

Cannabis or CBD merchant looking to accept payments? Get your free smart terminal today by reaching out to or visit

The cannabis industry has seen exponential growth over the last few years, with more states and countries decriminalizing and legalizing its use. The demand for cannabis and CBD (cannabidiol) products has led to a surge in businesses seeking reliable and secure methods of accepting payments. This article will explore the current legal landscape surrounding credit card processing for cannabis and CBD products.

First, it is important to differentiate between cannabis and CBD products. Cannabis refers to products containing high levels of THC (tetrahydrocannabinol), the psychoactive compound responsible for the "high" associated with marijuana use. On the other hand, CBD is derived from hemp plants and contains little to no THC, making it non-psychoactive. CBD products have gained popularity for their potential health benefits, and are often used to manage pain, anxiety, and inflammation.

Credit card processing for cannabis remains a complex issue due to the federal classification of marijuana as a Schedule I controlled substance in the United States. While some states have legalized its use, federally regulated banks and credit card networks are reluctant to provide services to cannabis businesses, fearing potential legal repercussions. This has led to many cannabis businesses relying on cash transactions, posing security risks and hindering growth.

In contrast, credit card processing for CBD has become more accessible since the 2018 Farm Bill federally legalized hemp production. This has allowed CBD businesses to operate more like traditional retailers, with access to banking services and credit card processing. However, the legal landscape is still evolving, and some banks and payment processors may be cautious in providing services to the CBD industry.

To navigate the murky waters of credit card processing for cannabis and CBD, businesses should consult with the Vivid team and stay informed of changing regulations. Partnering with specialized payment processors experienced in high-risk industries may also be a viable solution. As the legal environment continues to shift, businesses must remain proactive in ensuring their payment processing methods are both compliant and secure.

Vivid offers many payment terminals for the CBD and Cannabis industry. It's best to speak with a sales representative to see what products your business qualifies for. Reach out to for more information.

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